In an insightful and informative episode of the ADHD Support Talk Radio Podcast, co-host Lynne Edris is joined by Chelsea Brennan of Smart Money Mammas to discuss achieving financial wellness with adult ADHD. Together, they explore the unique challenges individuals with ADHD face when it comes to managing their finances and provide valuable insights, mindset shifts, and practical strategies to improve financial well-being.

Lynne and Chelsea begin by acknowledging the common struggle individuals with ADHD experience when it comes to money management. They highlight how ADHD symptoms, such as impulsivity, distractibility, and difficulty with planning and organization, can significantly impact financial decision-making and lead to financial stress.

To address these challenges, Chelsea emphasizes the importance of mindset shifts and addressing the “head trash” or negative beliefs individuals may hold about money. She encourages listeners to examine their beliefs and assumptions around money and challenge any limiting thoughts that may be hindering their financial wellness. By shifting to a growth mindset and reframing their relationship with money, individuals can begin to make positive changes in their financial habits and behaviors.

One key mindset shift Chelsea highlights is moving from a scarcity mindset to an abundance mindset. She explains that a scarcity mindset often leads to fear, anxiety, and unhealthy financial habits, while an abundance mindset promotes a sense of possibility, gratitude, and smart financial decision-making. By cultivating an abundance mindset and focusing on opportunities rather than limitations, individuals can start making progress towards their financial goals.

Lynne and Chelsea also emphasize the importance of building a strong financial foundation. They discuss the significance of budgeting, tracking expenses, and understanding one’s financial priorities. Chelsea shares practical strategies for creating a budget that works for individuals with ADHD, such as using technology and automation to streamline the process and incorporating visual cues and reminders to stay on track.

In addition to budgeting, Chelsea highlights the importance of managing debt effectively. She provides insights into different strategies for paying down debt, including the snowball and avalanche methods, and emphasizes the need to address any emotional factors that may be contributing to unhealthy spending habits.

Furthermore, Lynne and Chelsea discuss the importance of goal setting and long-term financial planning. They emphasize the power of setting specific and realistic financial goals and breaking them down into actionable steps. Chelsea shares strategies for staying motivated and accountable, such as using visual reminders, tracking progress, and celebrating milestones along the way.

Another crucial aspect of achieving financial wellness with ADHD is managing impulsivity and impulsive spending. Chelsea provides practical tips for overcoming impulsive tendencies, such as implementing a cooling-off period before making non-essential purchases and finding alternative outlets for impulsive behavior, such as engaging in creative hobbies or physical activities.

Lynne and Chelsea also address the importance of seeking professional help when needed. They emphasize that financial advisors and therapists can provide valuable guidance and support in navigating complex financial situations and addressing underlying emotional issues related to money.

Throughout the episode, both Lynne and Chelsea emphasize the significance of self-compassion and self-care in the journey towards financial wellness. They acknowledge that progress may not always be linear and that setbacks may occur. They encourage listeners to be gentle with themselves, practice self-forgiveness, and celebrate small victories along the way.

In conclusion, the podcast episode featuring Chelsea Brennan and Lynne Edris provides a comprehensive guide to achieving financial wellness with adult ADHD. By addressing mindset shifts, building a strong financial foundation, managing debt, setting goals, managing impulsivity, seeking professional help when needed, and practicing self-compassion, individuals with ADHD can improve their relationship with money and achieve financial stability and well-being. With the insights and strategies shared in this episode, listeners can take control of their finances, overcome financial stress, and create a more secure financial future.

Chelsea Brennan HeadshotChelsea Brennan: Chelsea is the founder of Smart Money Mamas and its monthly membership community, the Motivated Mama Society. An ex-hedge fund manager turned financial educator, she is dedicated to changing the way we talk about money, helping moms connect with all aspects of their money in a way that lets them overcome emotional blocks, identify what they most want, and create the healthy money habits that help them achieve their biggest goals. All while modeling positive money relationships for the next generation.
Chelsea lives in Connecticut with her husband (a rockstar stay-at-home dad) and two young and energetic boys. Learn more at:

Lynne EdrisPodcast Co-Host Lynne Edris helps overwhelmed professionals take control of their time and tackle their to-dos with ease so they have more time, more energy, and more money for what they love most! As a woman with ADHD herself, she has been where her clients are and come out the other side, so to speak. She’s gone from living in a constant state of chaos and under-performance to a life full of success and fulfillment, and wants to help you achieve your version of success as well! Learn more about Lynne at, and sign up for the free Time to Thrive!© group program at


ADHD Support Talk Radio is an award winning Podcast for Adults with ADD / ADHD. Co-hosts Tara McGillicuddy and Lynne Edris are joined by Adult ADHD experts and they cover important topics related to Adult ADD / ADHD. Podcast guests include Dr. Edward Hallowell, Dr. Stephanie Sarkis, Dr. Ari Tuckman, Laurie Dupar, Terry Matlen and many more.

Tara McGillicuddy is the Producer, Owner and Co-host of the ADHD Support Talk Radio Podcast. You may contact Tara with general questions or feedback about the podcast.

Lynne Edris is the Co-host of the ADHD Support Talk Radio Podcast. You may contact Lynne with feedback about her episodes.

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